How It Works
Connect your portfolio.
Securely link your brokerage to unlock capital access.
Get a dynamic line
Your limit and APR pricing adapt in real time to your holdings.
Spend anywhere.
Your capital, universally accepted.
A private bank in your pocket.
A simple, premium app where everything is visible in the palm of your hand.
Value Pillars
A new standard in financial freedom — combining iconic design, seamless access to capital, and effortless control over how you spend.
A card like no other.
Crafted in proprietary glass by the same minds behind the Black Amex Centurion.
Seamless capital access.
Spend what you already have — without selling your investments.
Luxury meets freedom.
Premium design paired with simplicity and control, everywhere you pay.
Credit Is Borrowed. Capital Is Owned.
Stelrix isn’t borrowed credit or a loan — it’s real-time, portfolio-secured spending that adapts to you, replacing outdated credit systems with transparency and control.
Credit Cards
- FICO-driven approvals
- Revolving debt and liabilities
- Hidden fees and fine print
- Rigid, static limits
The Stelrix Card
- Secured by your own portfolio
- Seamless, automated access to capital
- Transparent, risk-based pricing
- Adaptive limits in real time
Disclaimer: Stelrix is not a margin loan or SBLOC. It is real-time, portfolio-secured spending — engineered from the ground up with proprietary technology and built to replace outdated credit systems.
Unprecedented, In Every Way Not Another Credit Card.
An entirely new category — portfolio-secured, real-time capital access. Capital, unlocked. Spend instantly without selling your investments. Precision that adapts.
Limits and pricing update live with your portfolio and the market. Radical transparency. No hidden fees. Clear pricing. Total control. Universal acceptance. Your capital, everywhere you pay. Engineered from scratch. A system built from the ground up — not SBLOCs, not margin, not legacy rails. Powered by DCPSP.
Real-time approvals, dynamic limits, and the most advanced APR pricing on the planet.
Powered By DCPSP
At the heart of Stelrix lies DCPSP — our proprietary system that adapts and updates in real time.
Unprecedented technology, defined by design.
Frequently Asked Questions
No. Stelrix is not traditional credit or debit(it’s capital). It’s the first investment-backed card, powered by real assets instead of revolving debt. Our platform transforms your portfolio into instant, spendable capital — a financial system that has never existed for everyday investors until now.
No. Your assets stay exactly where they are when you are issued a card, compounding over time. Stelrix unlocks spending power without forcing sales or triggering taxes, giving you access and growth simultaneously. We offer what institutions keep on the higher shelf, and have engineered what Wall Street called “too complex”.
Stelrix was engineered for volatility. Limits and pricing adapt in real time through proprietary algorithms and a record-setting APR system; the most advanced credit model in the world. Supported by partnerships with leading institutions and built from the ground up, our infrastructure delivers unprecedented stability even in shifting markets.
Almost every major U.S. brokerage is already compatible. You never need to move your assets. Simply sync your existing accounts(read-only) to Stelrix and our technology integrates instantly. Your portfolio stays where it is; Stelrix connects seamlessly on top of it.
No hidden charges. Stelrix uses transparent APR bands powered by the most accurate risk engine on the planet, delivering a new category of buying power ability. Our system ensures fairness, clarity, and a cost model aligned with your portfolio’s true strength.
