Not Credit. Capital.

The First & Only Investment-Backed Credit Card

Reserve My Spot
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Credit Is Borrowed. Capital Is Owned.

Stelrix is a real-time, portfolio-secured credit card, that unlocks spending adapted to you, replacing outdated credit systems with transparency and control.

Credit Cards

  • FICO-driven approvals
  • Revolving debt and liabilities
  • Hidden fees and fine print
  • Rigid, static limits

The Stelrix Card

  • Secured by your own portfolio
  • Seamless, automated access to capital
  • Transparent, risk-based pricing
  • Adaptive limits in real time

Disclaimer: Stelrix is not a margin loan or traditional SBLOC. It is real-time, portfolio-secured spending. Engineered from the ground up with proprietary technology and built to replace outdated credit systems.

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How It Works

01

Connect your portfolio.

Securely link your brokerage to unlock capital access.

02

Get a dynamic line

Your limit and APR pricing adapt in real time to your holdings.

03

Spend anywhere.

Your capital, universally accepted.

04

A private bank in your pocket.

A simple, premium app where everything is visible in the palm of your hand.

Value Pillars

A new standard in financial freedom — combining iconic design, seamless access to capital, and effortless control over how you spend.

A card like no other.

Crafted by the same minds behind the world's most premium cards.

Seamless capital access.

Spend what you already have. Without selling your investments.

Luxury meets freedom.

Premium design paired with simplicity and control, everywhere you pay.

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Unprecedented, In Every Way Not Another Credit Card.

An entirely new category — portfolio-secured, real-time capital access. Capital, unlocked. Spend instantly without selling your investments anywhere. Precision that adapts. 
Limits and pricing update live with your portfolio and the market. Radical transparency. No hidden fees. Clear pricing. Total control. Universal acceptance. Your capital, everywhere you pay. Engineered from scratch. A system built from the ground up.

Real-time approvals, dynamic limits, and the most advanced APR pricing on the planet.

Powered By DCPSP

At the heart of Stelrix lies DCPSP — our proprietary system that adapts and updates in real time.
Unprecedented technology, defined by design.

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